Working with an agent experienced in our local market is the surest way to secure the best investment in your new home. The details involved in home buying – particularly the financial details – can be daunting. As a real estate practitioner well-versed in local custom and requirements, I can guide you through the entire process and make your experience stress- and hassle-free. I know all about the important things you’ll want to know about your new neighborhood, including the quality of the schools, the number of children in the area, crime statistics, the best restaurants and more!

I can also help you define the price range you can afford and remind you about those hidden costs and benefits of home ownership that you might forget to consider. I can help you find and tour homes both on and off our local Multiple Listing Service. With immediate access to homes as soon as they come on the market, I will save you hours of wasted driving-around time.

When it is time to make an offer, I will point out ways to structure your deal to save you money. I will explain the advantages and disadvantages of different types of mortgages, guide you through the paperwork and answer last minute questions and concerns as you sign your final papers at closing.

Perhaps best of all, I have a complete rolodex of trusted partners at your disposal, including mortgage professionals, moving companies, veterinarians and a host of other professionals to make your transition as smooth and pain-free as possible.

How much does all of this cost you? Not a thing! My services are paid for by the seller. But don’t worry about my loyalties – I am YOUR advocate throughout the entire process.

Pre-Qualification

Pre-Qualification is an informal way to see how much you might be able to borrow for your new home. You can get “pre-qualified” over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. The lender will not make a commitment to lend to you based on this unverified information, but you will have a ballpark figure for how much you can spend on a house.

Pre-Approval

Pre-approval is a lender’s actual commitment to lend to you. The process involves assembling our financial records (checklist) and going through a preliminary approval process that can take up to a couple of weeks.

Why Get Pre-Approved?

Pre-approval provides you a definite idea of what you can afford and shows sellers that you are serious about buying. In addition to documenting your financial ability to close on a transaction, pre-approval shortens the time needed to close on a loan, and makes you a more attractive buyer for sellers who want a quick and efficient escrow.

My wife and I were fortunate in finding a real estate agent who places strong emphasis in serving the client with her best ability and using her resourcefulness and determination to find just what you're looking for. Georgia Pyne is our choice for present and future real estate needs in southwestern Florida.
Bob and Ursula Langway
Southborough, MA

It was a genuine pleasure to work with you as our agent to find a home that met all our requirements. You are a dedicated, accessible and resourceful realtor with a great work ethic, and whose amazing responsiveness was very much appreciated.

We were the fortunate recipients of your years of experience and knowledge of the market, and would be please to refer you to friends and family who are looking to deal with a consummate professional.
Rona and Lloyd
Toronto, Canada